Risk Management Practices As Part Of Their Credit Rating...

Over the last decade, there has been an increased interest in risk management. Stakeholder’s expectations regarding risk management have increased rapidly, especially since the recent financial crisis (2008). Due to that crisis, weaknesses in risk management practices became visible, and companies are currently under significant pressure to strengthen their risk management practices and to take proactive role to reduce business risks. This pressure is boosted by regulators, professional associations, stock exchanges, international standards organizations, and consultants promulgating new risk management rules and requirements. Moreover, credit rating agencies like Standard Poor’s have begun to evaluate firm’s risk management practices as part of their credit rating analysis. In the wake of this wake these increasing interest and demand, the idea of enterprise risk management has gained substantial force as a potentially effective response to ERM challenges. The term enterprise in enterprise risk management itself shows a different meaning than silo-based traditional risk management. Silo-based means thinking in containers, some departments of a company do not share information with other departments. The opposite of this silo approach is an integrated view that considers risk from the perspective of the whole organization, which is called Enterprise Risk Management (ERM) (Connair Stephen, 2013) . 1.1 Research objectives The researcher’s main aim from her study is toShow MoreRelatedRisk Management Is Not Avoiding Or Eliminating Risk Essay1622 Words   |  7 Pageshttps://www.youtube.com/watch?v=78c7fTnLCfc The essence of risk management is not avoiding or eliminating risk but deciding which risks to exploit, which ones to let pass through to investors and which ones to avoid or hedge. Risk management prevents an organization from suffering unacceptable loss that can cause failure or can materially damage its competitive position. Risk management should be a continuous and developing process which runs throughout the organization‟s strategy and the implementationRead MoreBusiness Matrix1325 Words   |  6 Pagesrules and principles which are used for preparing the financial statements. GAAP consist of three important fields:- 1) Basic accounting principles and guidelines. 2) Various accounting standards issued by FASB. 3) Generally accepted practices in the industry. All those companies which are providing its financial statement to public is required to follow the GAAP while preparing the financial statements. Further, if the company is a listed entity then the federal law of the nation requiresRead MoreIn Recent Years, It Has Been Witnessed That A Number Of1150 Words   |  5 Pagespointed out that the laxity of credit risk management is one of the causes of the growth in the number of non-performing loans. It is necessary, therefore, to work out a method to improve the efficiency of credit risk management. This thesis examined five large commercial banks in China and studied their credit risk management processes. This study intends to develop an up-to-date understanding of Chinese banking industry, covering some aspects of credit risk management, banking profitability and competitionRead MoreEssay On Corporate Governance1029 Words   |  5 PagesThis was adhered to by a comparable code by the Central Bank of Nigeria in 2000 (CBN, 2006) to deal with corporate governance practices in Nigerian financial institutions. Nevertheless, lessons from the corporate collapses and also losses in the last couple of years with respect relative to banks like Intercontinental Bank Plc, Bank PHB Plc, Societe General Bank, Afri-Bank Plc as well as Oceanic Bank Plc have actually highlighted the function, corporate governance techniques could play in keepingRead MoreRisk Management in Banking Sector12709 Words   |  51 Pages Summer Training Project Report ON Risk Management in Banking Sector Summer Training Project Report Submitted for Partial Fulfillment for the Award of the Degree of MASTER OF BUSINESS ADMINISTRATION (MBA) UNDER THE SUPERVISION OF Prof. S.P Jain SUBMITTED BY Varun Sharma 0871913907 GITARATTAN INTERNATIONAL BUSINESS SCHOOL (Affiliated to GURU GOBIND SINGH INDRAPRASTHA UNIVERSITY) ROHINI, NEW DELHI – 110085 (2007-09) ACKNOWLEDGEMENT I express my heartiest gratitude to Mrs. ANITA KHANNARead MoreBusiness Analysis : Using Financial Statements2182 Words   |  9 PagesFinal Examination Chenyi Wei MACC 652- Analysis of Accounting Data Dr. Larry M. Prober Question 1 Discuss the credit analysis process. [ Healy, P., Palepu, K. (2012). Business analysis valuation: Using financial statements (5e ed.). ] Credit analysis process is to evaluate the ability for paying the firm’s debts at the scheduled times. It can also evaluate the ability a company can honor its financing obligation. Credit analysis make the firm has a great understanding on the strength of cashRead MoreTextual Analysis : Credit Risk Management Practices1490 Words   |  6 Pagestechniques chosen for this research, textual analysis is employed and a comparison method is also adopted. It is believed that these methods are suitable for the research because through analyzing the relative bank performance reports, access to all the available information needed in the research can be gained and assessment can be made, which provides both a separate evaluation and generalization on the sample banks’ credit risk management practices. Those outcomes will be the findings about theRead MoreThe Effects Of Exposure Levels On The Group s Exposure1119 Words   |  5 Pages Scenario Analysis is the same as stress testing which capture the Group’s exposure to unlikely but plausible events. Many different scenarios are run, in order to account for significant movements in credit spreads, interest rates, commodity prices, and exchange rates. Citi performs stress testing on a regular basis to estimate the impact of extreme market movements. It is performed on individual positions and trading portfolios, as well as in aggregate inclusive of multiple trading portfoliosRead MoreWashington Mutual Case Study4322 Words   |  18 PagesWashington Mutual Bank Big Dreams†¦. Poor Implementation ------------------------------------------------- Financial Risk Management ------------------------------------------------- ------------------------------------------------- Prepared By: ------------------------------------------------- Rafia Hanif Butt ------------------------------------------------- Syeda Saba Zaidi ------------------------------------------------- Read MoreRisk Management Guidelines For Commercial Banks18457 Words   |  74 PagesRisk Management Guidelines for Commercial Banks DFIs. Table of Contents Page No. Introduction Defining Risk Risk Management Board Senior Management oversight Risk Management Framework Integration of Risk Business Line Accountability Risk Evaluation / Measurement Independent Review Contingency Planning 1 1 2 3 3 4 4 4 4 5 5 7 8 8 9 9 10 10 13 14 15 15 17 17 18 18 18 19 20 20 21 21 21 22 24 24 24 25 Managing Credit Risk Components of Credit Risk Management Board Senior Management

Iliotibial Band Friction Syndrome Essay Example For Students

Iliotibial Band Friction Syndrome Essay ?Iliotibial Band Friction SyndromeIliotibial band friction syndrome(ITBFS) also known as ?runners knee? is avery common athletic injury that effects the knee. Runners knee is especially proneto long distance runners or athletes who participate in activities that require highlyrepetitive running. In greater detail I will be discussing the causes of this injuryspecifically the biomechanics, anatomy and symptoms involved, also ways ofpreventing this injury by identifying common training errors and the appropriatetraining modifications needed, and finally a variety of ways for treatment andrehabilitation to help improve the injury. CausesAnatomy/Biomechanics: The iliotibial band is a thick band of tissue that extends from the thigh(femur)down over the knee and attaches to the tibia. When the knee bends (flexion) andstraightens (extension), the iliotibial band slides over the lateral femoral epicondyle,the bony part of outer knee. Iliotibial band friction syndrome refers specifically to t helateral knee pain related to irritation and inflammation to the point at which the bandcrosses the lateral femoral epicondyle. This type of irritation occurs when the knee isflexed at approximately an angle greater than 30 degrees, because the iliotibial bandshifts posteriorly behind the lateral femoral epicondyle. During extension, the bandshifts back anteriorly in front of the lateral femoral epicondyle and it is this motionthat causes friction between the iliotibial band and the lateral femoral epicondylewhich leads to irritation and inflammation within the iliotibial band. Symptoms:Iliotibial band friction syndrome is a condition not unique to runners, it and itssymptoms are now frequently seen in cyclists, weight lifters, skiers and soccerplayers. The most obvious sign that you have ITBFS is the pain felt usually duringexercise. Runners will describe the pain on the outside part of the knee or lowerthigh. The degree of discomfort runs from dull aching sensation to a sharp sta bbingpain. The pain is not localized so most suffers cannot put their finger on oneparticular spot. Suffers will generally use the flat of their hand to describe thelocation of the pain. One easy self test to know if you might have ITBFS, is the pointof tenderness test. A patient with ITBFS will exhibit extreme point of tenderness atabout 2 cm over the outside part of the knee when flexed at thirty degrees. Anothercommon symptom is a ?creaking? noise during activity, this noise mostly occursduring weight bearing exercise like weight lifting. This is because during weightbearing activities the additional pressure and compression forces the contraction ofthe knee joint. This leads to elevated friction over the lateral epicondyle andincreased pain. One important factor about ITBFS is that it is a problem not insidethe knee joint, but around it, which makes more easily distinguishable and treatable. PreventionCommon Training Errors/Training Modifications:Iliotibial band friction syndrom e is an overuse injury caused by extensiverepetitive friction of the iliotibial band. The most frequent oversight runners andathletes make is over doing it or over training. This can be controversial because ifyou wish to compete at highly competitive levels what is over training? This shouldbe decided by the athletes themselves who should know when to make the rationaldecision of knowing when to stop. Another predisposing factor for the developmentof ITBFS is training error and abnormal biomechanics. Many runners make themistake of only running on one side of the road. Most roads are higher in the centreand slope off on either sides. The foot on the outside part of the road is lower thanthe other. This causes the pelvis to tilt to one side and tightens the iliotibial bandoccurs, naturally increasing friction. Runners must always remember to try whenpossible to run on flat terrain, this will greatly reduce the chances of acquiringITBFS. As running on flat terrain reduces friction, h ighly shock absorbing footwearis also needed. In runners with normal feet, the force of running is dissipated by thefoot. However, if you have a minor abnormality in your foot anatomy, like high orlow arches, the shock from the force of the foot strike is primarily passed directly tothe knee. A good pair of shock absorbing shoes will decrease the pressure, inturnallowing the muscles and tendons surrounding the knee, chiefly the iliotibial band tobe more relaxed reducing friction. Shoe mileage should also be considered forserious runners or athletes. After about 500 miles or 800 kilometres most shoes loose60% of their initial shock absorption capacity. As some one jogging leisurely ortraining competitively, both should participate accordingly, knowing when not toover do it, and knowing to implement good training habits like appropriate footwearand stretching before and after performance. If these aspects of sport along withothers are followed avoiding ITBFS should be easily accomplis hed. RehabilitationTreatment:In establishing an appropriate treatment program, the severity of the presentinflammation must first be determined. Once the injury is properly assessed and thediagnosis taken into consideration, the athlete may be placed into one of the threephases of iliotibial band care. The first phase of care is the Immediate Phase. This is the phase in which thepain and inflammation must be controlled along with any poor training habits, whichsome I already discussed are corrected. Achievement of these goals require areduction of activity and the proper administration of oral anti-inflammatories. If thetrainer sees fit, many alternate treatments may be implemented. Such as ice, heat,ultrasound, and electrical stimulation. It should also be noted that stretchingexercises which are extremely important to combat any excessive iliotibial bandtightness are conducted in this phase. The second phase, or the Short Term Phase becomes a consideration only ifthe painful sympt oms have not yet resolved within approximately 10 days of theprevious treatment. All the previous treatment should be continued with the possibleaddition of a physician administering steroid injections, in two week intervals. .ua2771adfb166cd608bfb6c4a4dc17c26 , .ua2771adfb166cd608bfb6c4a4dc17c26 .postImageUrl , .ua2771adfb166cd608bfb6c4a4dc17c26 .centered-text-area { min-height: 80px; position: relative; } .ua2771adfb166cd608bfb6c4a4dc17c26 , .ua2771adfb166cd608bfb6c4a4dc17c26:hover , .ua2771adfb166cd608bfb6c4a4dc17c26:visited , .ua2771adfb166cd608bfb6c4a4dc17c26:active { border:0!important; } .ua2771adfb166cd608bfb6c4a4dc17c26 .clearfix:after { content: ""; display: table; clear: both; } .ua2771adfb166cd608bfb6c4a4dc17c26 { display: block; transition: background-color 250ms; webkit-transition: background-color 250ms; width: 100%; opacity: 1; transition: opacity 250ms; webkit-transition: opacity 250ms; background-color: #95A5A6; } .ua2771adfb166cd608bfb6c4a4dc17c26:active , .ua2771adfb166cd608bfb6c4a4dc17c26:hover { opacity: 1; transition: opacity 250ms; webkit-transition: opacity 250ms; background-color: #2C3E50; } .ua2771adfb166cd608bfb6c4a4dc17c26 .centered-text-area { width: 100%; position: relative ; } .ua2771adfb166cd608bfb6c4a4dc17c26 .ctaText { border-bottom: 0 solid #fff; color: #2980B9; font-size: 16px; font-weight: bold; margin: 0; padding: 0; text-decoration: underline; } .ua2771adfb166cd608bfb6c4a4dc17c26 .postTitle { color: #FFFFFF; font-size: 16px; font-weight: 600; margin: 0; padding: 0; width: 100%; } .ua2771adfb166cd608bfb6c4a4dc17c26 .ctaButton { background-color: #7F8C8D!important; color: #2980B9; border: none; border-radius: 3px; box-shadow: none; font-size: 14px; font-weight: bold; line-height: 26px; moz-border-radius: 3px; text-align: center; text-decoration: none; text-shadow: none; width: 80px; min-height: 80px; background: url(https://artscolumbia.org/wp-content/plugins/intelly-related-posts/assets/images/simple-arrow.png)no-repeat; position: absolute; right: 0; top: 0; } .ua2771adfb166cd608bfb6c4a4dc17c26:hover .ctaButton { background-color: #34495E!important; } .ua2771adfb166cd608bfb6c4a4dc17c26 .centered-text { display: table; height: 80px; padding-left : 18px; top: 0; } .ua2771adfb166cd608bfb6c4a4dc17c26 .ua2771adfb166cd608bfb6c4a4dc17c26-content { display: table-cell; margin: 0; padding: 0; padding-right: 108px; position: relative; vertical-align: middle; width: 100%; } .ua2771adfb166cd608bfb6c4a4dc17c26:after { content: ""; display: block; clear: both; } READ: Last Memories with My Grandfather Essay Further restriction of activity may be necessary. If deconditioning of the athletebecomes a concern during this phase, he/she can participate in other activities likeswimming or cycling, as long as the activity remains pain free. The third and final phase, the Long Term Phase is seen as an optimisticalstage. This phase begins only after the pain and inflammation symptoms haveresolved. This phase is typically in close association with the athletes return to sport. During this stage, it is very important to prevent any reoccurrence of the resolvedsymptoms. So a gradual return to play with extensive specific stretching exercisesboth before and after workout is essential. If at this point pain and inflammation hasnot significantly reduced, a return to play is not a good option yet. Your trainer orphysician should recommend further rest or surgery as a last resort. Surgery:Surgery is contemplated and seen only after many attempts of non operativemeasures failed to relieve symptoms. Surgery is usually only required for thoseindividuals who are unwilling for many reasons, some very valid to modify theirsports participation. The surgery consists of making a 2cm incision in the posteriorfibres of the iliotibial band. This loosens the tendon some what but mostly allows forspace for the band to pass over the lateral femoral epicondyle without much of thefriction. Iliotibial band friction syndrome (ITBFS) is an overuse injury that is mostcommon in those athletes that entertain highly repetitive running sports. It is seen in avariety of athletes from soccer players to cyclists. It is the inflammation of iliotibialband as a result of friction with the lateral femoral epicondyle. The injury is easilydetectable and the proper treatment and rehabilitation should be diagnosed. Theinjury should be first be treated in a conservative manner by initiating the p rogressionof rest, stretching, and the moderate use of medications only if directed by aphysician. If all conservative attempts fail to achieve results then surgery might haveto be necessary. After doing this research paper I have learned a number of things,but most importantly I believe I have learned what that pain on the outside of my leftknee that I have been experiencing for the last few months is. Health and Beauty

The Ugly Secret of Write My Paper for Me Canada

The Ugly Secret of Write My Paper for Me Canada What the In-Crowd Won't Tell You About Write My Paper for Me Canada Students are often required to write paper on various topics, and it's important for them to attain excellence in writing, to be able to succeed in their academic in addition to professional career. One of the main reasons why they are constantly stressed out is that they always get too many writing assignments. Most students might have to pay something out-of-pocket to attend their upcoming college. Students who don't pass on the very first try may retest once. Essays that get noticed will enable you to proceed on the way. With direct debit, the should write paper checks is wholly eliminated. You may quit worrying about who will compose your paper because we are here. You will no longer have to be concerned about finding someone to compose your paper. Writing an academic paper perfectly isn't an easy job since there are a number of factors that must be considered in the approach. Dig through the material till you find the a couple of details that actually intrigue you. The affordability of our prices does not impact the caliber of essays you get from us. Ok, I Think I Understand Write My Paper for Me Canada, Now Tell Me About Write My Paper for Me Canada! By having a debit or credit card, it makes it simple to earn a donation online simply by inputting your charge card number on secure servers. If you've used a lender in earlier times the process could be bypassed or simplified for your convenience. Using our services is wholly safe. Our writing services have a guaranteed discount on your very first order. Type of Write My Paper for Me Canada There's not anything wrong with having contingencies for virtually every possibility, but it's ideal to concentrate on the here and now. In case you have any questions, you can get in touch with our support team here. As you write and revise, you might have the should addto your analyses or to re-order your preferred arguments. Unfortunately, there's nearly the utmost amount of incorrect information out there that is going to lead candidates astray. You may rely on our writers even for rushed orders since they understand what you're going through. You do not have to repeat your reasons, only the fundamental facts. A few sentences can constitute a perfectly respectable paragraph. If two of your facts are quite similar, it is far better to combine them. Everybody can state something is vital, but nevertheless, it shall suggest a great deal more by showing your reader you'll need to you. If you aren't able to grasp the subject of the discipline, then you ought not elect for it otherwise you won't have the ability to write on it. Attempt to be as impartial as possible, even when subject is something you truly feel strongly about. Employing somebody else's subject (or his essay for this matter) is not a superior idea. Things You Won't Like About Write My Paper for Me Canada and Things You Will No matter your reason for needing a professional writing service, we're here to assist you with your search for the ideal service that is available to you. You won't ever fail by choosing us if you don't want anybody to know you used our expert services. By being mindful of what a service can provide you, you are ready to make an educated choice. Any excellent writing service will publish information regarding their group of writers on the ir website so that you know what type of expert you will be receiving. By having an internet donation button enabled on a site, they may be taken at literally 24 hours each day. 1 thing you can be certain of is that we'll never leave you hanging. Selecting a writing service might appear simple, but it's everything but as there are a lot of things to contemplate. On a brand-new object of paper, write for a couple of minutes about something you do care about-something you're passionate about.

Choosing International Law Research Paper Topics

Choosing International Law Research Paper TopicsAs a student looking at International Law research paper topics, your selection should include those topics that offer a broad overview of all the major areas of the law. These include but are not limited to, relationships and relations, national and international law, international investment, social rights, human rights, gender issues, labour and employment, administrative law, criminal law, family and child support, intellectual property, industrial property, environmental law, copyright and patent law, trade law, investor protection, intellectual property policy, regulatory enforcement, state liability, gender equality, and other issues relating to international law. You should also consider one or more additional topics. Some of these include international diplomacy, international law of arms, international crime, and international public law.In selecting an international law research paper topic, there are several considerations t o make. First, you should look at the range of topics that fall under the area of study. You can choose a single topic, or select multiple topics that are part of a project. If you select a single topic, you will want to have enough topics to cover the entire range of International Law topics that you will need to cover. If you select multiple topics, you may find that you will have an area of focus for each topic.Second, you will want to choose topics that cover the major areas of the International Law. For example, if you are looking at investor protection, you should look at investor protection in two separate areas, criminal law and trade law. If you are working on a topic related to international crime, you should look at these topics in a separate area, such as labour and employment. If you are working on a topic that is focused on labor and employment, you should choose topics that cover labour laws and dispute resolution issues, as well as other aspects of labour and employm ent law.Third, you will want to select International Law research paper topics that cover at least two themes. For example, if you are researching the environment, you will need to cover issues of environmental law. In addition, if you are working on issues related to gender equality, you will need to cover topics related to divorce, family law, property law, adoption, and the role of non-traditional law. By choosing these two themes, you will give yourself some room to expand. However, you will also want to choose topics that cover topics that are important to you, such as social issues, cultural issues, and international solidarity. In addition, you should select topics that cover topics that are important to your dissertation, such as international law and transnational justice.Fourth, you will want to choose topics that cover topics related to international law. For example, if you are researching investor protection, you should look at topics related to investor protection and jurisprudence. If you are researching gender equity, you should look at topics related to gender equity and domestic law.Fifth, you will want to choose topics that focus on international law. There are several ways to do this. One way is to choose topics that relate to subjects that you know a lot about, such as the environment, economic and monetary policy, economic development, and development theory.Sixth, you will want to choose topics that cover International Law. For example, if you are working on investor protection, you should look at topics related to investor protection and jurisprudence.

Which College Essay Help, Tips Can Be Helpful?

Which College Essay Help, Tips Can Be Helpful?In this article I am going to list a few things that I think are really helpful in an actual college essay help. My suggestion is that you read each of these suggestions thoroughly and then decide if they might be helpful for you. There's no point in copying the suggestion verbatim just because someone else has said it was good. Each suggestion can be helpful in its own way.Tip one: Read through as many college essays that you can get your hands on and find out what people are saying about the topic. You should be able to find a few different places that you can read through and pick out a few ideas for you to use. This way you'll have a better idea of what works and what doesn't work for the topic you're writing about.Tip two: Use the Internet to find free tips for you to use. There are many online, free resources available that will help you to write college essays. They're easy to use and they'll get you writing the essays that you'll want to write.Tip three: Make sure that you're writing for your grade. It's very important that you avoid any kind of arrogance when writing about a topic like this. You don't want to make anyone believe that you're arrogant enough to take the top spot in the class.Tip four: You should also take advantage of the advice that others offer. I know that you may think that you're very special and not able to read other people's opinions, but that is simply not true. You should be able to find as many people as you can who are willing to let you know what works and what doesn't work for you.Tip five: Try and be more consistent in the way that you write. When you write a certain way all the time you actually forget how to write. So try and change a little bit to try and be consistent with your style.These are a few things that I think are helpful in an actual college essay help. Keep these tips in mind, and you should be able to write a good essay in no time at all.

Seizure Law Essay Sample

Seizure Law Essay SampleThere are plenty of resources available for people that want to write a seizure law essay sample. It's actually quite simple to write one with an understanding of how the law works. Most of the time, it's pretty simple to get some help.Some people have seizure disorders. These disorders are usually not life threatening, but they do cause devastating and often permanent disabilities. That's why the courts have awarded monetary damages to people that are suffering from these types of seizures. Sometimes, if a person has a seizure, he or she will be allowed to visit certain areas or schools.There are several different types of seizures that occur in individuals. The most common is epilepsy. A seizure is when a person experiences a sudden onset of convulsions in one or both limbs, or a period of paralysis, in one or both arms.Seizures can be mild or severe. Seizures that are mild may not cause any serious problems or physical harm, but those that are severe usuall y are so bad that the person will lose consciousness. Sometimes, a person with epilepsy will pass out while sleeping and wake up in the hospital.Seizures that are mild but have symptoms that are bothersome to the person, may require a medication, or therapy, to deal with them. Seizures that are severe can even affect the brain's functions. They can be so severe that they prevent a person from walking, talking, or eating. Seizures can even lead to death.Seizures need to be handled by someone who has a medical degree. This is because they do not have the proper education or experience. But a seizure law essay sample can be written by a person with no special knowledge. Seizures can cause a lot of suffering for people. By using a seizure law essay sample, you can be sure that you can keep a record of all the details that a person with a seizure experience, so that you can give it to the court in your case.

Jane Austen Quotes Essays - Jane Austen, English People,

Jane Austen Quotes The following is from The Explicator, a subscription journal available through Herricks research databases: Jane Austen's irony is endlessly challenging to those of us who like to grasp just how an author achieves distinctiveness and who then want to tell others what we think we have found. No slight part of her ironic effect stems from her use of the free indirect style (style indirect libre), as Graham Hough,(FN1) among others, has shown. The quote below is from Studies in English Literature, another journal available through Herricks research databases: If Marianne's later walks at Cleveland do receive a faintly satirical treatment, it is not because she seeks out the nocturnal sublime, but because she cultivates it at the expense of prudence--and even then the judgment hinges on the issue of degree. After all, even the poets of sensibility contemplate the effects of rain from a distance, as when, in the Ode to Evening, William Collins takes refuge in a hut. Heres a little Jane Austen biography stolen from the Gale Group: Jane Austen was born in 1775 at Steventon, in the south of England, where her father was rector of the parish. She was the seventh of eight children in an affectionate and high-spirited family. In 1801 she moved to Bath with her father, her mother, and her only sister, Cassandra. Heres the beginning blurb from a paper available at www.megaessays.com. Unfortunately, I didnt want to pay $15 to see the whole essay. Jane Austen has attracted a great deal of critical attention in recent years. Many have spoken out about the strengths and weaknesses of her characters, particularly her heroines. Austen has been cast as both a friend and foe to the rights of women. English Essays